Adjust Your Finance

  • Representative Example

    Payable by 48 payments of £488.45. Payments are based on a duration of agreement of 48 months, a Cash Price of £20,995.00, with a deposit of £2,099.50 leaving an amount of credit of £18,895.50. The agreement is calculated using a fixed rate of interest of 6.02% per year resulting in Representative 11.60% APR and a total amount payable of £25,555.10. The representative example includes an estimated option to purchase fee of £10.00

    We act as a credit broker, not a lender.

    Payable by 49 payments of £348.66, with an optional final payment of £8,470.00. Payments are based on a duration of agreement of 48 months, a Cash Price of £20,995.00, with a deposit of £2,099.50 leaving an amount of credit of £18,895.50. The agreement is calculated using a fixed rate of interest of 11.01% per year resulting in Representative 11.60% APR and a total amount payable of £27,305.18. The representative example includes an estimated option to purchase fee of £10.00. An excess mileage rate of 4.21 pence per mile applies

    We act as a credit broker, not a lender.

With Personal Contract Purchase (PCP), once you have paid all of the regular monthly repayments you have the option to:

Return the vehicle and not pay the Optional Final Payment. If the vehicle has exceeded the maximum agreed mileage an excess mileage charge will apply. If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage you will have nothing further to pay; Pay the Optional Final Payment to own the vehicle or, Part exchange the vehicle subject to settlement of your existing credit agreement; new credit agreements are subject to status.